Boiler cover is a type of insurance that helps if your boiler stops working. If your boiler breaks down, the company will send an engineer to check what’s wrong and try to fix it. Most boiler cover plans also include a free yearly check, called an annual service, to keep your boiler in good condition.
What Does Boiler Cover Include?
What’s included in your boiler cover depends on the plan. Some plans only cover your boiler, while others also include repairs for your heating system, plumbing or drains. Some companies won’t cover very old boilers, usually over 15 years old. Others might limit how much they’ll pay for repairs, so it’s best to choose a plan with no limit on repair costs, especially if your boiler is older and could need more expensive fixes. Some policies will also pay for a new boiler if it’s too costly to repair your old one. The government also offers boiler upgrade schemes for more energy-efficient systems.
Do You Need an Annual Boiler Service?
Yes, a yearly service helps your boiler run safely, and it can help it last longer. Booking a boiler service Cheltenham, from https://www.hprservicesltd.com/cheltenham-boilers/boiler-service-cheltenham/, for example, is a great way to make sure your heating stays reliable.
Does Home Insurance Cover Boilers?
Most home insurance policies don’t include boiler repairs or replacement. Some insurance companies offer extra ‘home emergency cover’ for this, but it costs more. Before you buy boiler cover, check that you’re not already paying for it as part of your home insurance.
